Umbrella Coverage Adds an Extra Layer When Standard Limits Run Out
See how your home, auto, income, and assets compare to your liability protection.
Umbrella Liability Overview
Adjust the sliders to see how an umbrella policy may help close a liability gap.
TOTAL ASSETS AT RISK
$775,000
TOTAL LIABILITY PROTECTION
$1,300,000
Umbrella coverage is designed to sit over qualifying home, auto, rental, or other underlying liability policies. Most carriers require certain underlying liability limits before an umbrella can apply.
Your Umbrella Protection Snapshot
Blue shows liability protection. Gray shows potential exposure above your selected limits.
$0Potential Gap
ProtectedPotentially Exposed
Your selected limits cover the assets shown. This is still worth reviewing with an agent for carrier requirements and household risk factors.
This tool is for educational purposes only and does not provide a quote, legal advice, coverage recommendation, or guarantee of coverage. Umbrella eligibility, pricing, limits, and underlying requirements vary by state, carrier, policy, household, vehicle, property, and underwriting guidelines.